Tech E&O
Outsourcing an Integration: Does Tech E&O Cover Contractor Mistakes?
Outsourcing a customer integration? Check Tech E&O contractor wording, insured definitions, contract exclusions and project costs before work starts.
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Practical reading for technology founders and finance teams. Understand the coverage, ask sharper questions, and get ready for your next quote.
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Coverage. Contracts. Company growth.
EPLI
Customer Training: Does EPLI Cover a Client’s Harassment Claim?
Adding customer training? Check third-party EPLI, claimant definitions, exclusions and defense terms before relying on coverage for a harassment claim.
Property / BOP
Adding Office Servers: Does Your BOP Cover Equipment Breakdown?
Before adding office servers, check whether your BOP covers internal equipment failures, related downtime, deductibles and exclusions.
Workers' Comp
Hiring in a New State: Does Your Workers’ Comp Extend?
Before a remote hire starts in another state, check workers’ comp state coverage, notification conditions, effective dates and employers’ liability.
Fiduciary
Outsourcing Your 401(k): Can You Drop Fiduciary Liability Insurance?
Outsourcing an existing 401(k)? Review retained oversight, vendor insurance and policy terms before removing fiduciary liability coverage at renewal.
Cyber
Can Cyber Insurance Pay Your Existing Incident-Response Firm?
Before renewing cyber insurance, check whether your existing incident-response firm meets vendor approval, service scope and payment requirements.
Property / BOP
Leasing an Office: Does Your BOP Cover Flood-Damaged Equipment?
Before moving into a leased office, check your BOP’s flood exclusion, equipment valuation and separate protection for flood-related interruption.
Cyber
Does Cyber Insurance Cover a Cloud Outage Without a Cyberattack?
Check outage triggers, provider definitions, waiting periods and loss calculations before renewing cyber insurance or changing cloud hosts.
Property / BOP
Going Remote: Are Company Laptops Covered at Employees’ Homes?
Closing your software company’s office? Check employee-home laptop coverage, location wording, limits, valuation and exclusions before moving equipment.
Hired & Non-Owned Auto
Business Travel: Does HNOA Cover Damage to a Rental Car?
Before employees rent cars for customer visits, check HNOA liability, hired-auto physical damage, employee-name bookings and policy limitations.
EPLI
Does EPLI Wage-and-Hour Defense Coverage Pay Unpaid Overtime?
Renewing EPLI? Separate wage-and-hour defense costs from unpaid overtime, then check sublimits, exclusions and reporting terms before buying.
General Liability · Property / BOP
Borrowing Customer Hardware: Will General Liability Cover Damage?
Borrowing customer hardware for software testing? Check liability exclusions, property-of-others coverage and transit before accepting delivery.
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