Terms of Use
Last updated August 2026
Draft for review. This is a working draft prepared for Atlas Risk Partners and has not been reviewed by counsel. It should be reviewed by an attorney familiar with insurance producer regulation in each state where Atlas transacts business before the site goes live.
These terms govern your use of www.atlasriskinsurance.com, operated by Atlas Risk Partners LLC. By using this site you agree to them.
No insurance advice, no offer, no binder
Content on this site — including coverage descriptions, limit guidance, claim scenarios and recommendation output — is general information for educational purposes. It is not insurance, legal, or tax advice, is not an offer to sell insurance, and does not create a broker-client relationship.
Nothing on this site binds, alters, extends, or confirms coverage. Coverage is effective only when a broker confirms it in writing and the carrier issues a binder or policy. Actual coverage is governed solely by the terms, conditions, limits, and exclusions of the policy as issued.
Recommendation output
The coverage recommendation produced by our intake is generated by a rules-based engine from the answers you provide. It is a starting point for a conversation with a broker. It does not account for everything relevant to your business, may be wrong if your answers are incomplete, and is not a quote, an indication of premium, or a representation that any carrier will offer terms.
Jurisdiction and availability
Nothing on this site is a solicitation in any jurisdiction where Atlas is not able to transact business. Product availability, eligibility and terms vary by state and by carrier. We confirm our ability to write business in your state before beginning work.
Accuracy of information you provide
Insurance applications require accurate and complete disclosure. Misrepresentation or omission in an application can void coverage. You are responsible for the accuracy of information you submit through this site.
Intellectual property
The content, design, and code of this site are owned by Atlas Risk Partners LLC and may not be reproduced or distributed without permission, other than normal browsing and personal reference.
Third-party links
We are not responsible for the content or practices of sites we link to.
Disclaimer and limitation of liability
This site is provided “as is” without warranties of any kind, express or implied. To the maximum extent permitted by law, Atlas Risk Partners LLC is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of this site or reliance on its content.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict of law principles.