Skip to content
Atlas
Coverage
Tech E&OCyberD&OEPLIWorkers' CompGeneral LiabilityUmbrellaProperty / BOPCrimeFiduciaryHired & Non-Owned Auto
Why companies buy
Selling to enterprise customersRaising capitalHiring a teamSigning a leaseProtecting the companyScaling
Industries
AI companiesSaaSEnterprise softwareDeveloper toolsCybersecurityVenture-backed startups
How we workAboutTalk to a broker
Get a quoteTalk to a broker
Coverage

The policies your contracts ask about, explained properly.

No brochure language. Each page states what the policy covers, what it excludes, what limits are normal at your stage, and exactly what we need from you to quote it.

Get a quoteStart from your situation
Part I

The core programme

Five lines that nearly every growing technology company ends up carrying.

Tech E&O

“What if our software fails and a customer loses money?”

Your product broke something for a customer. Tech E&O is the policy that answers for it.

Cyber

“What happens if we get breached, or our data leaks?”

Ransomware, breach response, and privacy liability — the coverage your enterprise customers ask for by name.

D&O

“What protects me personally if an investor or employee sues?”

Protects the personal assets of your founders and board when decisions get challenged.

EPLI

“What if an employee sues us?”

Wrongful termination, discrimination, harassment, and retaliation claims from employees and candidates.

Workers' Comp

“We're remote. Do we still need workers' comp in every state?”

Statutorily required in nearly every state the moment you have employees — including remote ones.

Part II

Commonly added

Usually driven by a lease, a contract requirement, or physical assets.

General Liability

“Why does every contract ask for $1M / $2M?”

Third-party bodily injury and property damage — the certificate your landlord and your customers both want.

Umbrella

“Our customer wants $5M. Do we buy a bigger policy?”

Extra limit stacked over your primary policies — usually the cheapest way to satisfy a big contract.

Property / BOP

“What covers our hardware and office?”

Laptops, office contents, leasehold improvements, and the income you lose when you can't operate.

Part III

Situational

Right for some companies, unnecessary for others. We'll tell you which you are.

Crime

“What if someone inside steals, or we get tricked into a wire?”

Employee theft, funds transfer fraud, and social engineering — the losses that leave no forensic trail.

Fiduciary

“Who's liable for our 401(k) decisions?”

Personal liability for anyone who administers your 401(k) or benefit plans.

Hired & Non-Owned Auto

“An employee crashed a rental on a work trip. Now what?”

Liability when employees drive rentals or their own cars for company business.

Not sure what you need

Tell us about the business. We'll tell you what to carry.

A short submission produces a recommended programme with the reasoning attached — reviewed by a broker the same business day.

Get a quoteTalk to a broker