Property / BOP
Property Renewal: Does Replacement Cost Mean New Office Laptops?
Review laptop valuation, replacement conditions, deductibles and limits before expecting property insurance to fund new equipment after a covered loss.
The Atlas insurance blog
Better prepared for the decisions ahead.
Practical reading for technology founders and finance teams. Understand the coverage, ask sharper questions, and get ready for your next quote.
More articles · Page 2
Coverage. Contracts. Company growth.
Workers' Comp
Workers’ Comp Audit: Can You Leave Out Freelance Developers?
Before workers’ comp renewal, learn what contractor records to keep and what to ask before leaving freelance developers out of an audit.
Crime
Outsourcing Bookkeeping: Does Crime Insurance Cover the Bookkeeper's Theft?
Before granting an outsourced bookkeeper payment access, check crime-policy definitions, theft coverage, exclusions and loss-documentation requirements.
EPLI
Planning Layoffs: Does an EPLI Helpline Replace Employment Counsel?
Check EPLI helpline scope before layoffs: preventive advice, outside counsel expenses, claim reporting and the terms to verify at renewal.
D&O
Selling Your SaaS Company: Does D&O Tail Cover Post-Close Decisions?
Check the D&O tail’s act cutoff, reporting deadline and buyer-side coverage for founders who keep management roles after an acquisition.
Umbrella · General Liability
General Liability Renewal: Can an Umbrella Cover a New Exclusion?
Before accepting a new general liability exclusion, inspect your commercial umbrella's coverage grants, exclusions, retentions and defense terms.
Hired & Non-Owned Auto · Workers' Comp
Client Visits: Does HNOA Cover an Employee’s Car-Crash Injuries?
Before expanding client travel, distinguish HNOA liability from employee injury benefits and prepare a focused HNOA and workers’ comp review.
General Liability · Tech E&O
Using Images in SaaS Ads: Does General Liability Cover Copyright Claims?
Before a SaaS ad launch, inspect advertising-injury coverage for image copyright claims, exclusions and gaps involving product content.
Fiduciary
Does Employee Benefits Liability Cover a 401(k) Fee Claim?
What to check at renewal before relying on employee benefits liability for a 401(k) fee claim, including fiduciary coverage, defense and exclusions.
General Liability
Customer Meetup: Does Event Cancellation Insurance Cover Injury Claims?
Separate canceled-event expenses from attendee injury claims, and check liability coverage before booking a venue for a SaaS customer meetup.
Tech E&O
Launching a Second SaaS Product: Does Your Tech E&O Extend?
Before launching another SaaS product, check Tech E&O definitions, exclusions, customer promises and whether your policy needs a change.
D&O
Short Cash Runway: Can Side A D&O Pay Directors’ Defense Costs?
Check Side A D&O at renewal for a short cash runway: indemnification triggers, dedicated limits, financial-impairment wording and defense funding.
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