Practical reading for technology founders and finance teams. Understand the coverage, ask sharper questions, and get ready for your next quote.
Coverage. Contracts. Company growth.
General Liability · Property / BOP
Before signing an office lease, separate landlord damage claims from equipment losses and inspect rented-premises liability and property terms.
Cyber
Check PCI penalty coverage, merchant-agreement obligations and claim conditions before adding subscription card payments to your SaaS product.
Fiduciary
Before changing payroll providers, check fiduciary coverage for voluntary 401(k) correction costs, notice rules and amounts restored to the plan.
Property / BOP
At property or BOP renewal, check utility-service wording, damage triggers and time limits before relying on coverage for an office power outage.
EPLI
Before buying AI hiring software, inspect EPLI applicant protection, failure-to-hire wording, exclusions, reporting requirements and defense terms.
Hired & Non-Owned Auto
Before your software company buys its first car, check owned-auto liability, physical damage and continuing HNOA coverage before pickup.
Crime
Before accepting a client-theft insurance requirement, check the crime policy’s client-property wording, selected coverage, limits and expense gaps.
Workers' Comp
Check contract triggers, eligible parties and dates before relying on a blanket workers’ comp waiver for engineers working at a customer’s site.
D&O · Tech E&O
Before promising D&O protection to SaaS advisors, check insured definitions, role boundaries, exclusions and defense arrangements.
Property / BOP
Before funding an office build-out, check coverage for intact tenant improvements lost after fire-related lease cancellation.
Tech E&O
Before promising a SaaS go-live date, check Tech E&O delay exclusions, contract coverage and treatment of customer damages, refunds and credits.
Cyber
Check service-fraud wording, limits and billing evidence before expecting cyber insurance to pay cryptojacking charges in your cloud accounts.
Tell us what your business does and what has changed. Atlas can help you compare coverage options for your next decision.
